Rory Cook

Executive Vice President/Chief Lending Officer

Professional Overview
Rory Cook is an experienced banking executive with a strong background in commercial lending and organizational leadership. As the Executive Vice President and Chief Lending Officer at PB&T Bank, he oversees the bank's lending strategies, portfolio management, and credit risk assessment to drive sustainable growth and profitability.

Experience Summary

Current Role
Rory has served as the Executive Vice President and Chief Lending Officer at PB&T Bank since 2012. In this role, he is responsible for leading the bank's commercial lending team, developing and implementing effective credit policies, and ensuring the loan portfolio aligns with the organization's risk appetite. Under his leadership, PB&T Bank has consistently maintained a high-quality loan book and achieved strong financial performance.

Career Progression
Prior to his current position, Rory held various lending-focused roles at regional and national banks, including serving as a Senior Vice President of Commercial Lending and a Regional Credit Manager. Throughout his career, he has demonstrated a track record of successfully growing loan portfolios, optimizing credit risk management, and contributing to the overall success of the financial institutions he has served.

Academic Background
Rory holds a Bachelor of Science degree in Finance from the University of Colorado, where he graduated with honors. He also completed an Executive Management program at the University of Pennsylvania's Wharton School, further enhancing his strategic leadership capabilities.

Areas of Expertise

• Commercial lending and credit risk management

• Loan portfolio optimization and performance analysis

• Financial analysis and underwriting

• Regulatory compliance and risk management

• Talent development and team leadership

Professional Impact
Under Rory's leadership, PB&T Bank has consistently maintained a strong credit profile, with non-performing loan ratios consistently below industry benchmarks. Additionally, he has played a pivotal role in expanding the bank's commercial lending footprint, growing the loan portfolio by over 25% in the past five years while maintaining excellent asset quality.

Rory is an active member of the Colorado Bankers Association and has served on various industry committees, contributing to the development of best practices and regulatory guidelines. He is also a frequent speaker at regional banking conferences, sharing his expertise and insights on innovative lending strategies and risk management approaches.

Conclusion
With his extensive experience, deep industry knowledge, and proven leadership abilities, Rory Cook is a valuable asset to PB&T Bank. As the Executive Vice President and Chief Lending Officer, he continues to drive the organization's lending strategies, foster a culture of prudent risk management, and contribute to the bank's overall success in the dynamic financial services landscape.