Professional Overview

Ruchika Panesar is a seasoned executive currently serving as the Chief Digital and Information Officer, Group COO & Country Head - NatWest Group India. Her key expertise areas include digital transformation, information technology, and leadership, with a strong industry focus on finance and banking.

Experience Summary

Current Role

Ruchika Panesar is currently the Chief Digital and Information Officer, Group COO & Country Head - NatWest Group India at NatWest Group, a position she has held since 2025. Her key responsibilities include overseeing digital transformation, information technology, and operations. Although specific achievements in this role are not available, her position indicates significant industry impact through her leadership and strategic vision.

Career Progression

Notable previous roles include serving as Country Head at NatWest Group from 2024 to 2025, Vice President, Enterprise Communications and Marketing Technology at American Express from 2023 to 2024, and Vice President, Digital Data AI ML Group And Head Of Technology, Asia Pacific at American Express from 2018 to 2023. Her career trajectory showcases consistent growth and expanding responsibilities, particularly in technology, digital transformation, and leadership.

Areas of Expertise

Ruchika Panesar's areas of expertise encompass a broad range of industry-specific skills including digital transformation, technology strategy, and leadership. Her technical competencies likely include proficiency in digital technologies, data analytics, and AI/ML, given her previous roles. She also possesses strong leadership and management capabilities, having led various teams and initiatives throughout her career.

Professional Impact

While specific details on notable projects, initiatives, or measurable achievements are not provided, Ruchika Panesar's current and previous roles suggest significant contributions to the finance and banking industry. Her leadership in digital transformation and technology strategy has likely driven innovation and efficiency within her organizations.

Conclusion

Ruchika Panesar's professional trajectory is marked by consistent advancement and a deepening expertise in digital transformation, technology, and leadership. Currently, her focus is on driving strategic growth and innovation in her role at NatWest Group India. Her value proposition lies in her unique blend of technical, strategic, and leadership capabilities, making her a pivotal figure in the banking and finance sector.