Sahir Patel
Vice President, Citi
Dallas, Texas, United States
Professional Overview
Sahir Patel is an accomplished finance professional with over 8 years of experience in the banking and financial services industry. As the Vice President at Citi, he leverages his expertise in commercial loan portfolio management, credit underwriting, and strategic leadership to drive business growth and operational excellence.
Experience Summary
Current Role
As the Vice President at Citi, Sahir is responsible for overseeing a diverse commercial loan portfolio, leading a team of credit analysts, and implementing effective risk management strategies. He has been instrumental in streamlining the credit approval process, reducing non-performing assets, and improving the overall profitability of the portfolio.
Career Progression
Prior to his current role, Sahir served as an Assistant Vice President at Credit Suisse, where he was instrumental in managing a commercial loan portfolio worth over $500 million. He also held positions as a Special Management Executive (Commercial loan portfolio manager) at State Bank of India and an Assistant Manager (Credit underwriter) at Bank of Baroda, where he developed a strong foundation in credit analysis and risk management.
Academic Background
Sahir holds a Master of Business Administration (MBA) degree from the prestigious Indian Institute of Management (IIM), Ahmedabad, with a specialization in Finance. He also earned a Bachelor of Commerce (B.Com) degree from the University of Mumbai, India.
Areas of Expertise
- Commercial loan portfolio management
- Credit risk analysis and underwriting
- Financial modeling and forecasting
- Strategic planning and decision-making
- Team leadership and performance optimization
Professional Impact
Throughout his career, Sahir has demonstrated a track record of driving tangible business results. At Credit Suisse, he successfully restructured and managed a $500 million commercial loan portfolio, reducing the non-performing asset ratio by 20% and improving the overall portfolio yield. At State Bank of India, he played a pivotal role in implementing robust risk management practices, leading to a 15% reduction in loan defaults within the portfolio under his supervision.
Conclusion
Sahir Patel's extensive experience, specialized expertise, and proven leadership capabilities position him as a valuable asset to Citi. With a strong focus on risk management, portfolio optimization, and strategic decision-making, he is well-equipped to contribute to the bank's continued growth and success in the dynamic financial services landscape.
