Stephen Raffaele

CEO & President

Professional Overview
Stephen Raffaele is a seasoned financial services executive with extensive experience leading strategic initiatives and driving operational excellence. As the CEO and President of American Bank, N.A. and MSC Asset Management, LLC, he leverages his deep expertise in financial management, corporate strategy, and client relations to spearhead the growth and success of these organizations.

Experience Summary

Current Roles
As the CEO and President of American Bank, N.A., Stephen is responsible for overseeing the bank's overall strategy, operations, and financial performance. Under his leadership, the bank has consistently delivered strong financial results and expanded its market presence. Additionally, as the CEO and President of MSC Asset Management, LLC, Stephen directs the firm's investment strategies, portfolio management, and client service initiatives, ensuring optimal outcomes for its diverse clientele.

In his concurrent roles as Managing Director, Chief Financial Officer, and Chief Strategy Officer at RGT Wealth Advisors, SEVP and Chief Financial Officer at The F&M Bank & Trust Company, and SEVP, Chief Financial Officer, and Treasurer at Guaranty Bank, Stephen has demonstrated his exceptional abilities in financial management, strategic planning, and operational optimization.

Career Progression
Stephen's career trajectory has been marked by progressive leadership roles within the financial services industry. Prior to his current positions, he held senior-level positions at several leading financial institutions, where he made significant contributions to their financial and operational performance. His ability to drive strategic initiatives, foster collaborative partnerships, and deliver measurable results has been instrumental in shaping his successful career.

Academic Background
Stephen holds a Bachelor of Science degree in Accounting from the University of Texas at Austin, where he graduated with distinction. His educational background has provided him with a strong foundation in finance, accounting, and business management, which he has leveraged throughout his career.

Areas of Expertise

• Financial management and reporting

• Corporate strategy and business development

• Risk management and compliance

• Operational optimization and process improvement

• Client relationship management and service excellence

Professional Impact
During his tenure, Stephen has spearheaded numerous initiatives that have resulted in enhanced financial performance, improved operational efficiency, and strengthened client relationships. His strategic vision, analytical acumen, and collaborative leadership style have been instrumental in driving the growth and success of the organizations he has served.

Conclusion
With his proven track record of leadership and expertise in the financial services industry, Stephen Raffaele is well-positioned to continue driving the growth and success of American Bank, N.A. and MSC Asset Management, LLC. His commitment to excellence, combined with his strategic vision and operational prowess, make him a valuable asset to these organizations and the communities they serve.