Sushil Shaw

Regional Credit Manager

Professional Overview

Sushil Shaw is an experienced credit management professional with a strong track record in the real estate finance industry. As the Regional Credit Manager at Poonawalla Housing Finance, he oversees the credit assessment and risk management processes for the company's operations in the eastern region of India.

Experience Summary

Current Role

In his current role as the Regional Credit Manager at Poonawalla Housing Finance, Sushil is responsible for leading a team of credit analysts and managers to ensure the company's lending decisions align with its risk appetite and underwriting standards. He oversees the credit approval process, monitors portfolio performance, and implements risk mitigation strategies to maintain the quality of the loan book.

Career Progression

Sushil's career in the finance industry spans over 17 years, during which he has held progressively senior positions in leading NBFCs and housing finance companies. Prior to his current role, he served as the Regional Collection Manager and Area Collection Manager at Reliance Home Finance Ltd., where he was instrumental in enhancing the company's debt recovery efforts and improving its asset quality. He also has extensive experience as an Area Credit Manager at Reliance Home Finance Ltd. and Indiabulls Housing Finance Ltd., where he was responsible for credit assessment, underwriting, and portfolio management.

Academic Background

Sushil holds a Bachelor's degree in Commerce from the University of Calcutta, where he graduated with distinction.

Areas of Expertise

• Credit risk assessment and management

• Loan underwriting and portfolio monitoring

• Collection and debt recovery strategies

• Team leadership and process optimization

• Regulatory compliance and reporting

Professional Impact

Sushil's expertise in credit risk management and his ability to drive operational efficiency have been instrumental in his career progression. At Reliance Home Finance Ltd., he implemented innovative collection strategies that resulted in a significant reduction in the company's non-performing assets. In his current role at Poonawalla Housing Finance, he has been instrumental in strengthening the company's credit approval process, leading to improved asset quality and profitability.

Conclusion

With his extensive experience in the real estate finance industry and a proven track record of success, Sushil Shaw is well-positioned to continue his career trajectory as a respected credit management professional. His strategic approach to risk management and his ability to drive operational excellence make him a valuable asset to the organizations he serves.