Professional Overview
Tony Seaman is the Executive Vice President and Chief Credit Officer at C&F Bank, where he oversees the bank's credit risk management strategies and policies. With over 40 years of experience in the banking and finance industry, Seaman is a seasoned executive with a strong background in commercial lending, credit analysis, and risk mitigation.
Experience Summary
Current Role
As the Executive Vice President and Chief Credit Officer at C&F Bank, Seaman is responsible for leading the bank's credit risk management department. He oversees the development and implementation of credit policies, underwriting standards, and risk monitoring processes to ensure the bank's loan portfolio remains healthy and aligned with its risk appetite. Under his leadership, C&F Bank has maintained a strong credit quality, with non-performing assets consistently below industry benchmarks.
Career Progression
Prior to his current role, Seaman spent over 30 years at Wells Fargo, where he held various leadership positions, including SVP and Virginia Office Manager for the bank's Homebuilder Banking division. In this role, he was instrumental in developing the bank's lending strategies for the residential construction and real estate sectors, and his team consistently exceeded their lending targets while maintaining excellent credit quality.
Academic Background
Seaman holds a Bachelor of Business Administration degree from the University of Richmond, where he majored in Finance and graduated with honors.
Areas of Expertise
Seaman's areas of expertise include commercial lending, credit risk analysis, portfolio management, and regulatory compliance. He is highly skilled in identifying and mitigating credit risks, as well as in developing effective credit policies and underwriting standards. Additionally, Seaman has a deep understanding of the banking industry, particularly in the real estate and construction sectors.
Professional Impact
Throughout his career, Seaman has made significant contributions to the banking industry. He has served on various industry advisory boards and has been recognized for his leadership in credit risk management. Under his guidance, the credit risk management practices at C&F Bank have consistently been praised by regulators and industry peers, and the bank has maintained a strong reputation for its prudent lending practices.
Conclusion
With his extensive experience, proven track record of success, and deep industry expertise, Tony Seaman is a respected leader in the banking and finance industry. As the Executive Vice President and Chief Credit Officer at C&F Bank, he continues to drive the organization's credit risk management strategies, ensuring the bank's long-term financial stability and growth.
