Umang Thareja
Product Manager
Bengaluru, Karnataka, India
Professional Overview
Umang Thareja is an experienced product management professional with a focus on the financial services industry. In his current role as Product Manager at Capital One, he leverages his expertise in data analysis, risk modeling, and business strategy to drive the development of innovative financial products and solutions.
Experience Summary
Current Role
As a Product Manager at Capital One, Umang is responsible for leading cross-functional teams in the ideation, design, and implementation of new banking and lending products. He utilizes his analytical skills and deep understanding of customer needs to develop data-driven product roadmaps and enhance the overall user experience. Umang has played a key role in launching several successful product initiatives that have contributed to the company's growth and market leadership.
Career Progression
Prior to his current role, Umang served as a Model Validator (NMRO) at Capital One, where he evaluated the accuracy and reliability of risk models used in the company's lending decisions. His work in this role provided him with a strong foundation in financial modeling, risk management, and regulatory compliance. Before joining Capital One, Umang gained valuable experience as a Pricing Analyst at Flipkart, where he contributed to the optimization of pricing strategies and the development of data-driven pricing models.
Academic Background
Umang holds a Bachelor's degree in Computer Science from the Indian Institute of Technology (IIT), Madras. During his time at IIT, he was recognized for his academic excellence and participated in several extracurricular activities, showcasing his well-rounded skillset.
Areas of Expertise
- Product management in the financial services industry
- Data analysis and business intelligence
- Risk modeling and regulatory compliance
- Cross-functional team leadership and collaboration
- Strategic planning and decision-making
Professional Impact
Umang's contributions have been instrumental in the successful launch and ongoing optimization of several key products at Capital One. He played a pivotal role in the development of a new mobile banking app that has been praised for its intuitive user experience and innovative features, leading to a significant increase in customer engagement and satisfaction. Additionally, Umang's expertise in risk modeling has helped the company enhance its credit decision-making processes, resulting in improved portfolio performance and reduced exposure to financial risks.
Conclusion
With a strong background in product management, data analysis, and financial services, Umang Thareja is poised to continue making a meaningful impact in the industry. His ability to leverage data-driven insights, foster cross-functional collaboration, and deliver innovative solutions make him a valuable asset to the organizations he serves.
