Vikas Patil
Product Management Leader with Expertise in Lending and Rural Banking
Professional Overview
Vikas Patil is an experienced Product Management professional with a strong track record of driving digital transformation and product innovation in the financial services industry. As the Manager of Product Management at Q2, he is responsible for overseeing the development and implementation of cutting-edge products and solutions to power faster digital lending. Vikas has a deep understanding of the rural banking and microfinance landscape, as well as expertise in agri-lending and SME financial products.
Experience Summary
Current Role
As the Manager of Product Management at Q2, Vikas leads a team of product managers in defining the strategic roadmap and delivering high-impact solutions for the company's digital lending platform. He is responsible for aligning product development with business goals, driving user-centric innovation, and ensuring seamless implementation across Q2's diverse client base.
Career Progression
Vikas has over a decade of experience in the financial services industry, with a focus on product management and rural banking. Prior to joining Q2, he served as the Senior Product Manager - Digital Lending at LendFoundry, where he spearheaded the development of technology-powered solutions to accelerate digital lending. Before that, he held product leadership roles at Ujjivan Small Finance Bank, AgroStar, RBL Bank, and Axis Bank, where he contributed to the growth and optimization of rural lending, microfinance, and SME financial products.
Academic Background
Vikas holds a Master of Business Administration (MBA) degree with a specialization in Finance from the prestigious Indian Institute of Management (IIM), Bangalore. He has also completed his Bachelor of Engineering (B.E.) in Electronics and Communication from the National Institute of Technology (NIT), Rourkela.
Areas of Expertise
- Digital Lending and Loan Origination Systems
- Rural Banking and Microfinance Product Development
- Agri-lending and SME Financial Solutions
- User-Centric Product Design and Innovation
- Cross-functional Collaboration and Stakeholder Management
- Data-driven Decision Making and Analytics
Professional Impact
During his tenure at LendFoundry, Vikas spearheaded the development of a cutting-edge digital lending platform that enabled clients to launch new loan products in a fraction of the time, resulting in a 25% increase in loan disbursements. At Ujjivan Small Finance Bank, he led the successful implementation of a mobile-first banking solution for rural customers, which contributed to a 20% growth in the bank's customer base in underserved regions.
Conclusion
Vikas Patil is a dynamic and versatile Product Management leader with a proven ability to drive digital transformation and product innovation in the financial services industry. His deep understanding of the rural banking and lending landscape, coupled with his expertise in developing user-centric solutions, make him a valuable asset to organizations seeking to enhance their digital capabilities and better serve the underbanked and underserved markets.
