Vikesh Agrawal

Co-founder & COO

Vikesh Agrawal is an experienced business leader and entrepreneur with a demonstrated history of driving innovation and growth in the financial services industry. As the Co-founder and Chief Operating Officer of Aerem, he is responsible for overseeing the company's day-to-day operations, strategic planning, and execution of its mission to revolutionize the small and medium enterprise (SME) financing landscape in India.

Professional Experience

Current Role

Co-founder & COO, Aerem (2021-05-01 to Present)

• Provide strategic direction and operational leadership to Aerem, a fintech startup focused on democratizing access to credit for SMEs

• Spearhead the development and implementation of innovative financing solutions tailored to the unique needs of India's underserved SME segment

• Oversee the company's overall business operations, including process optimization, resource management, and performance tracking

• Collaborate with cross-functional teams to drive continuous improvement and ensure the delivery of exceptional customer experiences

Career Progression

Founder, eMSME (2020-11-01 to 2023-04-01)

• Conceptualized and launched eMSME, a digital platform aimed at empowering small and medium enterprises with access to financing, mentorship, and business resources

• Secured strategic partnerships with financial institutions and industry leaders to expand the platform's reach and impact

Chief Operating Officer - SME, APAC FINANCIAL SERVICES PRIVATE LIMITED (2018-10-01 to 2020-10-01)

• Drove the development and implementation of customized SME financing solutions, leveraging data-driven insights and innovative technology

• Spearheaded process optimization initiatives that enhanced operational efficiency and improved customer satisfaction

Deputy COO, Structured Finance, Edelweiss Financial Services (2014-03-01 to 2018-09-01)

• Played a key role in the structuring and execution of complex financing transactions for corporate clients

• Contributed to the growth and diversification of the structured finance business, leading to increased market share and profitability

Education

• Master of Business Administration, Finance, Symbiosis Institute of Business Management, Pune

• Bachelor of Commerce, University of Mumbai

Areas of Expertise

• SME financing and lending

• Financial product innovation

• Operational optimization

• Strategic planning and execution

• Entrepreneurship and business development

Professional Impact

• Instrumental in the successful launch and scaling of Aerem, a disruptive fintech platform addressing the financing needs of India's SMEs

• Recognized as a thought leader in the SME financing space, contributing to industry discussions and publications

• Demonstrated a track record of driving operational excellence and process improvements that enhance customer experiences and organizational performance

Vikesh Agrawal's extensive experience in the financial services industry, coupled with his entrepreneurial mindset and strategic vision, position him as a valuable asset in the transformation of India's SME financing landscape. As the Co-founder and COO of Aerem, he is committed to empowering small and medium enterprises with access to innovative and tailored financing solutions, ultimately driving economic growth and prosperity.