Francesca Maria Terrell

Head of Cyber Security Transformation and Portfolio Management @ Nordea Leader in Technology, responsible for delivering our Cyber Security change agenda, strategic and management support to the Head of Cyber Security

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Education

NYU Stern School of Business

MBA, Marketing, International Business 1992-01-01 - 1994-01-01

Esade

European Studies, EU issues 1994-01-01 - 1995-01-01

Copenhagen Business School

Exchange Program, International Business 1993-01-01 - 1994-01-01

Tufts University

Bachelor of Arts (B.A.), History 1985-01-01 - 1989-01-01

Riverdale Country School

High School Diploma, College/University Preparatory and Advanced High School/Secondary Diploma Program 1980-01-01 - 1985-01-01

Work Experience

Nordea

Current

Nordea

Ikano Bank

2015-04-01 - 2019-05-01

Ikano Bank

Nets

2012-10-01 - 2015-04-01

Nets

Danske Bank

2012-03-01 - 2012-10-01

Danske Bank

Nordea

2006-02-01 - 2012-02-01

Nordea

2003-02-01 - 2004-06-01

Nordea

Citi

2000-02-01 - 2001-06-01

Citi

American Express

1994-01-01 - 2000-01-01

American Express

Harrington, Righter and Parsons, Inc.

1990-01-01 - 1992-01-01

Harrington, Righter and Parsons, Inc.

Skills

Presentation Skills Program Management Strategy Retail Payments Innovation Business Strategy Cards Credit Cards Mobile Payments Payment Systems Payments Mobile Commerce Business Development E-commerce International Business Product Development Management Debit Cards Banking Change Management

Summary

Senior cards, payments and commerce professional with considerable experience in mobile, emerging solutions, innovation and strategic development in an international setting. Broad industry experience from financial services and adjacent industries, including: 2 years at Nordic cards, payments and information services provider Nets, leading an international corporate team responsible for strategy and concept development within mobile and e-commerce. 12 years at large, multi-national Nordic banks: Nordea Bank in Cards, Cash Management, Poland & Baltics division and internal consultancy/project management. Danske Bank leading the Cards department on Group level. 7 years at global financial services powerhouses, based in the US: American Express, primarily in Cards area with a focus on co-brand, chip cards and lifestyle-targeted products. At Citibank with a focus on payment products and web-based personal financial management. Career background and focus is on technology-driven financial services and development of financial services and products. Specialties: Strategy, Product Development, Partnership Development and Relationship Management, Mobile and e-Commerce, Emerging Solutions, Cards, Payments

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