Education
Pune Institute of Computer Technology, University of Poona
Bachelor of Engineering (B.E.), Computer Science 1989-01-01 - 1993-01-01Work Experience
Visa
Current
Visa
Oracle
2001-11-01 - 2011-07-01
Oracle
Xmedia Corporation
2000-12-01 - 2001-10-01
Xmedia Corporation
CyberCash Inc.
1996-03-01 - 2000-11-01
CyberCash Inc.
Kiefer & Veittinger Information Systems Ltd. (SAP Labs)
1995-10-01 - 1996-03-01
Kiefer & Veittinger Information Systems Ltd. (SAP Labs)
Vyapin Software Systems Ltd.
1995-03-01 - 1995-10-01
Vyapin Software Systems Ltd.
Fujitsu ICIM Pvt. Ltd.
1993-08-01 - 1994-08-01
Fujitsu ICIM Pvt. Ltd.
Skills
Summary
Strong experience in the payments domain - especially in the 4-party card network payment model. I have been involved in the payments area across engineering, product management and partnership roles. I am passionate about innovation and solving business problems. I hold a number of patents and pending applications. Core Competencies ---------------------- **Product Management: Involved in Visa Token Service since inception. I am the tokenization Product SME for the following areas: Cloud Tokens, PSD2, Loyalty, Digital Ticketing, Partner Integration (APIs) and Issuer integration (ISO). **Partner Engagement: Work with key Visa business partners on product partnerships to create new payment flows and innovative payment experiences. **Regional Engagement: Lead the regional engagement function for Visa Token Service. Engage with AP, CEMEA, EU, LAC and NA regions to evolve global product to support market requirements (e.g., domestic processing, geographic data restrictions /localization, regulatory requirements, co-badging etc.). Global Product representative responsible for launch of Apple Pay and Samsung Pay in dozens of new markets.