Stan Hodges

Summary

Over 30 years of helping clients manage risk and implement P&C Insurance and benefit programs. *Navigating the obstacles created by ACA and the cost of funding medical insurance, is critical to US business near and long term. There are some Creative Alternatives available to make benefit plans actual "benefit" plans again and be more effective for all employee classes. *Our Agency is one of the premier avenues for making certain you have the right Homeowner/Auto/Umbrella coverage for you and your family. Our team of professional maintain well over 90% of our clients and nearly 90% we do a review for make a change to us for better coverage and pricing with one of our many key ins. partner companies-there are many but we keep them busy! *Audits of existing portfolios of life insurance is critical in this continued low interest rate environment. We have modified programs to survive past age 100 and use financing techniques to reduce cash flow at the same time. *One of the founders of Transparent Health Network-Innovative new program providing solutions for employee opt outs from employer health plans- www.transparenthealthnetwork.com Specialties: Employee Benefit & Risk Management Advisers for business owners in most industries. Alternate funding experience key with ACA and available to smaller employers! Law firms; Professional firms; Contractors; Non-profit firms and international programs, professional liability, EPLI, cyber Employee Benefits-How to best navigate-Developing programs and creative plan designs Need a creative or fresh look at Risk Management? I won't waste your time with our solid review of your policies, programs, procedures and most of all your needs.